YOUR PERSONAL FINANCE WORKSPACE

Know your bills.
Own your budget.

See what everyday expenses really add up to. Explore free, straightforward calculators for utilities, housing, debt, groceries, subscriptions, and more.

Find a calculator Calculate my monthly bills

Free tools · No sign-up needed · Clear assumptions

HOUSEHOLD BUDGETEXAMPLE ONLY

Illustrative monthly expenses

$3,350 /mo
An example breakdown, not a calculation of your bills
Housing $1,850
Utilities $320
Groceries $680
Debt $410
Subscriptions $90
Your numbers will be different. Start with our monthly bills calculator ↗
18Practical calculators
9Expense categories
$0Cost to use

GOOD PLACES TO START

Choose the question on your mind.

Not sure where to begin? These popular planning tasks are a practical first step.

01 / Household budget

How much do my monthly bills add up to?

Bring your recurring expenses together and see a clearer picture of your monthly obligations.

Calculate monthly bills ↗ 02 / Utilities

What might electricity cost?

Compare usage levels with illustrative state-rate assumptions. Your utility tariff may differ.

Estimate electricity costs ↗ 03 / Housing

What could my mortgage payment be?

See how loan amount, rate, and term shape your monthly mortgage budget.

Estimate a mortgage ↗

ALL OUR TOOLS

Find the right calculator, faster.

Search by topic or filter by category. Every tool opens on its own page.

Showing all 18 calculators

BudgetFeaturedTotal Monthly BillsBring your recurring household payments into one monthly view.Open calculator Budget50/30/20 Budget RuleFind a practical split for needs, wants, and savings.Open calculator UtilitiesPopularElectricity Bill by StateEstimate power costs by usage and state rate assumptions.Open calculator UtilitiesWater Bill per MonthEstimate residential water charges from monthly use.Open calculator UtilitiesGas Bill per MonthPlan for natural gas costs and seasonal use.Open calculator HousingPopularMortgage PaymentExplore estimated principal and interest each month.Open calculator HousingProperty Tax by StateEstimate a property-tax budget using state averages.Open calculator AutoMonthly Car PaymentModel the cost of financing a vehicle.Open calculator InsuranceHealth Insurance PremiumCompare monthly health plan premium assumptions.Open calculator InsuranceOut-of-Pocket Medical CostsEstimate medical spending beyond the premium.Open calculator DebtStudent Loan PaymentExplore monthly repayments by rate and term.Open calculator DebtCredit Card Minimum PaymentUnderstand minimum payments and carried balances.Open calculator SubscriptionsSubscription TrackerAdd recurring services and find their total.Open calculator SubscriptionsTotal Digital BillsSee app, streaming, and other digital costs.Open calculator FoodMonthly Grocery BillEstimate monthly household grocery spending.Open calculator FoodDining Out vs CookingCompare restaurant meals with home cooking.Open calculator BusinessMonthly Business ExpensesSee recurring overhead in one monthly budget.Open calculator BusinessOffice Lease vs Remote WorkCompare workplace expense scenarios.Open calculator

SIMPLE BY DESIGN

A little more clarity in three steps.

01

Pick a money question

Start with a bill, loan, or budgeting decision you want to understand better.

02

Adjust your assumptions

Enter your own amounts and compare realistic scenarios. Different inputs lead to different estimates.

03

Use the result to plan

Review the explanations and check real provider quotes before making a financial decision.

Ready to see the bigger picture?

Start with your monthly obligations, then refine your plan with the related calculators.

Start planning

Calculators offer educational estimates, not guaranteed bills or personalized financial advice. Check the assumptions, current prices, local taxes and provider terms. Read our disclaimer and About page.